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Autumn Climate Summit 2024: Enabling Net Zero New Homes in Essex

 

For more information on Essex County Council’s climate change work visit Essex Design Guide.

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Sharing Risk and Reward: Integrated Project Insurance

About

How a new collaborative way of working can help deliver better, more sustainable buildings at lower cost

The construction process is broken. Traditional conventions lead to lowest cost tendering and one-sided onerous contracts. Each party involved in a building project – the client, architect, engineer, contractor and their suppliers, is required to obtain their own expensive insurance policies such as professional indemnity, construction all risks, third party liability, product liability. The list goes on…

There are calls for more collaborative approaches to insurance and risk sharing to ensure better outcomes. Is there a solution out there?

Integrated Project Insurance or ‘IPI’ is an innovative model of procurement which unlocks the potential benefits of integrated collaborative working. IPI includes an innovative, blame-free insurance product which collectively insures the client and all the other project partners.

All the usual insurance products are covered under a single alliance contract, with conditions that incentivise shared responsibility. This eliminates the problems of conflicting insurance concerns and supports improved collaboration between all parties to deliver better outcomes and create value for all stakeholders.

Image L-R: IPI workshop at Cullinan Studio, Black Country & Marches Institute of Technology building in Dudley
There is clear evidence of IPI working in practice. Join us to find out more about pilot projects at Dudley College with architect Cullinan Studio, and IPInitiatives Ltd, one of the key supporters and custodians of the IPI model. Plus, hear lessons learned from developer TOWN on efforts to adopt a more collaborative approach to new development.

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Webinar summary & presentations

Introduction to the webinar – Katherine Adams and Richard Broad (00:00-09:53)

Kevin Thomas – Introduction to IPI (09:54-13:51)

  • Kevin explains the formation of IPI Initiatives by three directors with extensive industry experience.
  • The focus is on sharing risk and reward by integrating design and delivery, eliminating separate contracts and insurances.
  • IPI Initiatives developed a new alliance contract and integrated insurance to bring the entire team together upfront.

IPI Initiatives Model and Process (13:52-16:06)

Slides – Kevin Thomas, IPInitiatives Ltd

  • Kevin describes the IPI Initiatives model, focusing on the entire team working together from the start.
  • The model includes a strategic brief and success criteria, with alliance partners forming a board to quantify needs.
  • Suppliers are brought in as needed, and everyone is covered by the integrated insurance.
  • The process involves three stages: optioneering, project execution, and post-completion support.

Insurance and Financial Mechanisms (16:07-28:57)

  • Kevin explains the integrated insurance, which replaces traditional insurances like constructional risk, third-party liability, and professional indemnity.
  • The model converts special indemnity to an outcome process, focusing on resolving issues rather than proving negligence.
  • The integrated insurance includes cost overrun and latent defects liability protection.
  • The financial mechanism involves a gain share for successful projects and a pain share for projects exceeding the target cost.

Richard Pulford – Case Study: Black Country and Marches IoT (28:58-36:42)

Slides – Richard Pullford, Cullinan Studio

  • Richard Pulford presents a case study on the Black Country and Marches IoT project.
  • The project involved a 5000 square meter college building with advanced construction and BIM technologies.
  • The interview process for the project included team-building workshops to assess behavior and alignment.
  • The project faced acoustic challenges, which were addressed by redesigning the building to buffer against noise.

Optioneering Workshops and Building a Day Workshop (36.43-41:57)

  • Richard Pulford discusses the optioneering workshops, which involved detailed analysis of building elements against various criteria.
  • The workshops helped align the team and record decision-making for future reference.
  • The building a day workshop involved a visual sequence of the project, allowing suppliers to suggest improvements.
  • The workshop saved six to seven weeks on the overall program by optimizing sequences and addressing potential issues.

Case Study: Animal Studies Center (41:57-53:32)

  • Richard Pulford presents another case study on the Animal Studies Center, a retrofit project.
  • The project initially considered a new build but decided to retrofit two existing buildings.
  • The team validated the retrofit option by comparing costs and environmental performance.
  • The project focused on air tightness and used a liquid-applied membrane to achieve a high air test result.

Richard Pender – Collaborative Approaches and System Thinking (53:33-1:06:03)

  • Richard Pender, discusses the importance of collaborative approaches for new development.
  • Collaboration is essential for addressing societal challenges like the housing crisis and delivering low carbon housing.
  • The current system is risk-averse and adversarial, leading to system failure.
  • IPI represents a collaborative way of working, integrating design and delivery, and using insurance for low probability, high impact outcomes.

Challenges and Opportunities for IPI (1:06:03-1:24:53)

  • Richard Pender shares lessons from a project nearly approved using the IPI model.
  • The project faced challenges due to the need for all key decision-makers to be on board.
  • IPI requires a cultural change and investment in understanding different perspectives.
  • The model offers opportunities for public authorities and repeat projects, focusing on complex urban regeneration and low carbon housing.

Q&A (1:24:43-1:31:51)

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Webinar: Quality of New Build Homes in the UK

Content available for Good Homes Alliance members only.

If you are already a GHA member, please Log In or Sign Up for an account. Check our Member Directory to see if you are a member.

Find out the benefits of membership and sign up as a GHA member to access this content.

If you have any queries, please contact richard@goodhomes.org.uk.

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GHA Bitesize Webinar Series – Biodiversity Net Gain

Content available for Good Homes Alliance members only.

If you are already a GHA member, please Log In or Sign Up for an account. Check our Member Directory to see if you are a member.

Find out the benefits of membership and sign up as a GHA member to access this content.

If you have any queries, please contact richard@goodhomes.org.uk.

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GHA Bitesize Webinar Series – Condensation, Damp and Mould Strategies

Content available for Good Homes Alliance members only.

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Find out the benefits of membership and sign up as a GHA member to access this content.

If you have any queries, please contact richard@goodhomes.org.uk.

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GHA Bitesize Webinar Series – Radiant Innovations: Exploring the Benefits of Infrared Heating

Content available for Good Homes Alliance members only.

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Find out the benefits of membership and sign up as a GHA member to access this content.

If you have any queries, please contact richard@goodhomes.org.uk.

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Financial incentives for enhanced environmental performance in the housing sector

In this time of climate crisis, the construction industry plays a pivotal role in shaping a greener future. This webinar shed light on the financial incentives already in place, and what more can be done, to encourage the construction and purchase of more environmentally friendly homes, providing valuable insights for funders, developers, landowners, operators, residents and policymakers alike. We explored the intersection of sustainable construction practices and financial benefits, showcasing how the housing industry can contribute to a more environmentally conscious and economically sound future.

Well also launched a new paper as part of our Build Net Zero NOW Campaign, titled “The Green Shift – The existing financial incentives for higher environmental performance of new homes”, authored by Rafe Bertram. The document is an exploration to see if a ‘tipping point’ has been reached, one where existing financial incentives provide high levels of environmental sustainability in a way that are financially advantageous for all stakeholders, and if this route is now the most financially viable option.

Programme

  • 13:00    Welcome – Lynne Sullivan, Chair, Good Homes Alliance
  • 13:05    Launch of “The Green Shift – The existing financial incentives for higher environmental performance of new homes”  Rafe Bertram
  • 13:25    Manifesto: “10 Steps to Accelerate Net Zero Housing Development” – Richard Broad, Projects & Communications Manager, Good Homes Alliance
  • 13:35    Green Mortgage Financial Incentives – Daniel Capstick, Product Manager – Mortgages, Ecology Building Society
  • 13:50    Atelier Carbonlite Challenge – Reece Lake, Head Of Business Operations, Atelier Finance
  • 14:05    Panel discussion and Q&A
  • 14:25    Closing comments
  • 14:30    Close

Presentation downloads

The Green Shift – Rafe Bertram
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GHA Bitesize Webinar Series – People and their data – Ethics and engagement of building performance evaluation

Content available for Good Homes Alliance members only.

If you are already a GHA member, please Log In or Sign Up for an account. Check our Member Directory to see if you are a member.

Find out the benefits of membership and sign up as a GHA member to access this content.

If you have any queries, please contact richard@goodhomes.org.uk.

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Homes that are low energy and perform as designed

How to Design Good Homes Event #2 – Tuesday 4th July, 12:00-13:30, Online

Webinar recording

Programme and presentations

12:00 Welcome from event chair and ‘Designed to Perform’ case studies

Tom Dollard, Board Member, Good Homes Alliance and Partner ‑ Sustainability and Innovation, Pollard Thomas Edwards

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12:10 Passivhaus and AECB standard affordable housing case studies

Jeremy Tyrrell, Director, T2 Architects

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12:25 Residential building performance evaluation (BPE)

Brogan Watkins, Sustainability Consultant, Hoare Lea

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12:40 Post Occupancy Evaluation (POE) findings from Chobham Manor

Mark Dowson, Associate Director, Buro Happold

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12:55 Lessons learned from the Nottingham City Homes 2050 Energiesprong project

Richard Partington, Director and Suzanne Davenport, Associate, Studio Partington

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13:10 Q&A

13:30 Close

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Homes and communities that improve health and wellbeing

How to Design Good Homes Event #1 – Tuesday 13th June, 12:00-13:30, Online

Webinar recording

Programme and presentations

12:00 Welcome from event chair

Julian Brooks, Programmes Director, Good Homes Alliance

12:05 Healthy placemaking

Andrew Dobson, Associate, JTP

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12:20 UK’s first accredited Active House homes – Newhaven Green, East Sussex

Jonathan Evans, Senior Architect, Stickland Wright

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12:35 New Garden Quarter, Chobham Farm

Justin Laskin, Partner, Pollard Thomas Edwards

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12:50 Sunnyside Wellness Village

Tope Balogun, Director, Austin Smith Lord

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13:05 Q&A

13:25 Closing remarks

13:30 Close